Posts Tagged ‘free trial’

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I went to Freecreditreport.com and score is 542, but MyFico.com is 627??!?

March 24th, 2011 by admin | 4 Comments | Filed in 3 Free Credit Scores

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Okay people im very well aware of the fact that i could have 3 different scores from 3 different bureaus, but the thing is that both of these scores are supposedly from Experian. I specifically purchased my Experian credit score from MyFico and it said i had a 627. Then on the very same day i went to experian to sign up for the free trial to monitor my score throughout the next month and it said my score is 542. What gives?? this is the same credit bureau on the same day? could this just be a glitch or is one source more reliable than the other??

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How to check my credit reports credit?

March 6th, 2011 by admin | 2 Comments | Filed in 3 Free Credit Scores

I have accessed my annual free credit report, but it doesn’t include my score. I know the websites exist where you can sign up for a free trial for 30 days, but my brother did that and it was an insane hassle for him to get out of that trial. Took 3 days of being on hold. Where can I go to get my credit score with the least amount of hassle? Or possibly a small one time fee if thats the next best alternative?

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Non Cancellable Lease of Credit Card Machine?

January 3rd, 2011 by admin | 1 Comment | Filed in 3 Free Credit Scores

Last week I signed non cancellable 60 months lease agreement for a secure check and credit card machines. Salesman from Summit Merchant Solution lied to me at the time of contract, i told him that i need a service for payroll check verification but after signing contract found out that this company has only personnel check verification not payroll check service. Now i am stuck with leased equipments which i don’t want.
Also, I just found out that this whole equipment lease by Summit Merchant Solution is a scam. I have 60 months lease contract for machines without free trial and have 30 days trial to cancel their service.
This company including many other companies have been reporter to ripoff.com and BBB. There are tons of complaints online for this types of credit card companies. I wish i had caught this company before i signed.
1) What should i do get out of this lease contract since so i don’t have to pay lease /month + tax for 60 months? equipments are not worth more than 0, I signed this contract week ago.
2) What if i just don’t pay them a cancel my bank account, will it hurt my credit score
3) Why this scammers are still in the business and keep ripping off people, why no one take any legal action to stop this liars stealing money.
PLEASE ADVICE AND I REALLY NEED TO GET OUT OF LEAST I CAN’T AFFORD UNFAIR LEASE.

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What kind of loan can I get with my credit score?

December 21st, 2010 by admin | 8 Comments | Filed in 3 Free Credit Scores

Hello,

I am leasing a car which I will have the option to buy out in March of this year. Since it’s a very good car, I’d definitely like to buy it out – The buy out is something like ,000. I checked my credit score, and it’s about 762 with Experian and Equifax, and 777 with Transunion. The only thing is that I am currently not working, so I’m sure that "that" would come into play as well. As a small side note, I almost have enough capital to buyout the car outright, but I would like to keep my cash liquid if I can get a good rate.

1. First of all, why do I get different scores for my credit score (signed up for a free trial for one of those free report things that gives you 3 different scores)

2. Also, what kind of interest would I likely be paying here?

Thanks.
Lol wow, at first I was pissed off at how many spam answers I was getting on my question, but now I just laugh. I will report all of you spammers – please stay OFF my question!

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Best Place to see your credit score and report?

December 19th, 2010 by admin | 4 Comments | Filed in 3 Free Credit Scores

Someone just suggested to me to use Privacy Matters 1-2-3. Now last Saturday I went to freecreditreport and signed up…BUT They said they were going to send me something in the regular mail that will tell me how to log on the first time. So now the free trial days are ticking by and I don’t have a way to log in and get my credit reports and scores! Does this Privacy 1-2-3 do that? Is there a place where I can sign up for a trial and get instant access?

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Credit score fluctuating from 668 to 645 to 659 (Experian) in just 1 month. Is this normal?

November 26th, 2010 by admin | 2 Comments | Filed in 3 Free Credit Scores

….Or does the score vary on which company retrieves the score? For example, on 11/10 I found out my 3 scores through a Transunion service. Experian score was 668.

Then on 12/10 I signed up for a credit monitoring service (free trial) with Bank of America and my Experian score dropped to 645.

Then today I signed up for credit score analyzer with Discover for a month. I am going to stick with this service. They only use Experian but they are the most difficult. And my score today was 659.

Is this type of fluctuation normal? Look at how my score dropped with Transunion from 713 on 11/10 to 672 on 12/10…seems odd.

11/10: http://i106.photobucket.com/albums/m254/nathan_211/Credit/creditscoresnov102009.png

12/10: http://i106.photobucket.com/albums/m254/nathan_211/Credit/663avgcreditscoreswithBAC.png

I did just get a foreclosed home and was low on cash so I opened a Home Depot store card in November with a ,000 limit and I used up over 50% of my limit (00/00). This was urgent so I had to do it!! I will be making a ,000 payment next month…I suppose this could have brought my score from 713 to 672 but that seems like a big drop in a couple weeks!

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How do I get an absolutely FREE credit score?

October 20th, 2010 by admin | 3 Comments | Filed in 3 Free Credit Scores

I know that I can get my free credit "report" I am entitled to one a year, BUT why do I have to give my credit card or debit card info to get my number? I just want my number! They say it’s free, or free trial but you give out your info and they are relentless in getting you to "come back" or say "oops" you didn’t opt out quick enough or you didn’t opt out correctly, then you are charged for 3 months min purchase! I just want my NUMBER! I have gotten my report, it all checks out, but no number, grrrrr any one have any clues? any advice?

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Do you know how can I check my credit score for free in internet?

September 21st, 2010 by admin | 2 Comments | Filed in 3 Free Credit Scores

I have accessed my annual free credit report, but it doesn’t include my score. I know the websites exist where you can sign up for a free trial for 30 days, but my brother did that and it was an insane hassle for him to get out of that trial. Took 3 days of being on hold. Where can I go to get my credit score with the least amount of hassle? Or possibly a small one time fee if thats the next best alternative?

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Do I have to wait a year to view my credit report again?

September 20th, 2010 by admin | 4 Comments | Filed in 3 Free Credit Scores

I got my credit report in Aug, 09 and bought the credit score for along w/ it. Even tho it offered me all 3 reports for free, I only printed out the Equifax reports (I know how dumb I should’ve gotten all 3). A few days ago, I wanted to see if anything has changed in my credit score, so I got my free credit report and score thru a free trial from Experian. This report has things that Equifax didn’t.

I’m planning on applying for a FHA loan, so I know I need to know my Fico score but I also want to start fixing the negative things that are on my report. Is there a way I can pay and get all 3 credit reports and get the Fico score without having to wait a year from when I received my report in Aug, 09?

Thank you!

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